Hey someone please answer this i dont care if you guess.. .just answer if you are like in 10th grade or higher?

Okay, I've listed them as if your choices were a, b, c, d in that order: 1 is d, 2 is d, 3 is b, 4 is b, 5 is c, 6 is b, 7: 1 is annual fee, 2 is balance transfer, 3 is late payment and 4 is cash advance. 8 is d, 9 is c, and 10: 1 is grace period, 2 is credit report, 3 is secure card and 4 is annual percentage rate.